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Mortgage Rates Dip Below 6% — Is the Housing Freeze Thawing?

Photo by Jakub Żerdzicki / Unsplash

Mortgage rates have slipped below 6% for the first time since 2022. Many homeowners have been “locked in” to ultra-low rates and unwilling to move. As market rates approach those levels, listings, purchase applications, and transaction activity could begin to pick up. If that momentum builds over the next 6 to 8 weeks, housing turnover and related spending on renovations, furniture, and moving services may accelerate.

Source: Mortgage market data | Via: @david_eng_mba on X

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