PayPal announced a new partnership with OpenAI that allows ChatGPT users to make purchases using its digital wallet, boosting PayPal shares by 13% in premarket trading.
The deal integrates PayPal’s merchant network directly into ChatGPT, positioning the company at the forefront of the growing “AI shopping” trend—where digital assistants can research, compare, and buy products autonomously.
PayPal is bringing payments and commerce to ChatGPT.
— Alex Chriss (@acce) October 28, 2025
Soon, hundreds of millions of people who use @ChatGPTapp and @PayPal will be able to
checkout in just a few taps.
And the tens of millions of businesses that rely on PayPal will soon have a path to make products be… pic.twitter.com/Ku5frENd9P
CEO Alex Chriss said the partnership will enable seamless “chat to checkout” experiences through the Agentic Commerce Protocol.
Alongside the announcement, PayPal raised its full-year adjusted earnings forecast to between $5.35 and $5.39 per share, beating analyst estimates compiled by LSEG, and declared its first-ever dividend of 14 cents per share, reflecting renewed financial strength.
We reported third quarter results today, delivering our seventh consecutive quarter of profitable growth. Based on our strong performance, we are raising our full-year transaction margin dollar and non-GAAP EPS guidance. We're also initiating a dividend, demonstrating our ability… pic.twitter.com/sPWoQIxUgj
— PayPal (@PayPal) October 28, 2025
Once a pandemic-era favorite, PayPal has refocused on profitability and high-margin growth under Chriss.
Despite inflation and shifting consumer habits, total payment volume rose 7% on a foreign-exchange neutral basis to $458.1 billion.
Also read:
TIPP Staff
