Skip to content

401(k) Hardship Withdrawals Hit Record 6%

Photo by Markus Winkler / Unsplash

A record 6% of workers with Vanguard 401(k) plans took hardship withdrawals in 2025, triple the prepandemic norm. The steady climb from 2020 highlights a widening divide in household finances, where strong labor markets coexist with pockets of rising financial stress.

Source: Vanguard | Via: @elerianm on X

Comments

Latest