As the Schumer/Jefferies federal shutdown enters its fifth week, the world is beginning to see how fragile the average American family is.
The New York Times ran a feature story in its Sunday editions about the plight of federal employees furloughed from work. Federal law states that these households are eligible to get back pay when the shutdown ends.
However, even a 26-day salary pause can send families into a tailspin. We will let readers grasp the horrors of the story, and only highlight the case of six individuals profiled.
1. Jill Hornick (Chicago, IL)
A 59-year-old Social Security Administration employee received a $0 paycheck during the shutdown. Dependent on this sole income, she broke down in tears, overwhelmed by uncertainty.
2. Casey Perez (Maryland)
A 34-year-old furloughed mother of five from Fort Belvoir struggled to pay her mortgage and relied on a food pantry to feed her family during the shutdown.
3. Anonymous TSA Officer (Age 28)
This young officer, feeling embarrassed but left with no choice, went to a food bank for the first time after losing half his income to rent and bills.
4. Imelda Avila-Thomas (San Antonio, TX)
A furloughed Labor Department worker sold her late mother's sofa and baby clothes for income while helping fellow union members seek side jobs amid rising desperation.
5. Cameron Cochems (Boise, ID)
A TSA officer working unpaid borrowed his father's car after his car broke down. Supporting coworkers through food drives, he fears many cannot endure much longer.
6. Torrance Dixon (Seattle, WA)
A Food Lifeline employee witnessed overwhelmed airport workers seeking food assistance and described them as "casualties of war," victims of political stalemate beyond their control.

Food banks and selling furniture and clothes to make ends meet during a brief income pause ought not to be steps that government employees in the world's wealthiest nation take. That they have to resort to such measures demonstrates the Beltway's misplaced priorities: meddling in the affairs of other countries and helping squander the Golden Age established during the Eisenhower years (1950s). Those were years when America enjoyed unprecedented prosperity, driven by a booming economy, rising wages, and low unemployment, which led to the growth of the middle class. Today, America is $38 trillion in debt, and federal employees are facing food insecurity from a 26-day furlough.
If the plight of federal government employees is so dire, what is the situation of the 42 million or so Americans who live on food stamps to feed their families?
SNAP (Supplemental Nutrition Assistance Program) helps low-income U.S. households afford food by issuing monthly benefits on electronic EBT cards, with eligibility based on income, family size, and allowable deductions. In fiscal year 2024, the federal government spent about $100.3 billion on SNAP, including $93.8 billion in direct benefits.
According to the Center on Budget and Policy Priorities, families qualify for SNAP benefits if they earn below 130 percent of the federal poverty line. For 2026, this amount for a three-person family is $2,888 per month, or about $34,656 per year.
Because of the shutdown, these families will likely have their debit card transactions denied at the grocery register on November 1 and afterwards. Ordinarily, the federal government sends SNAP benefits to the states for distribution to beneficiaries' bank accounts, which power the EBT cards. With the government shutdown, federal money has stopped flowing to the states, most of which refuse to fund SNAP benefits on their own.
NBC News reports that many states, including Texas, Pennsylvania, and Arkansas, plan to suspend payments. In what is developing into a Red, Blue, and Purple state emergency, officials are urging recipients to buy shelf-stable food or visit food banks.
Are these officials serious? With demand on food banks skyrocketing, where will hunger organizations get the food? Catherine D'Amato of the Greater Boston Food Bank estimates Massachusetts alone could lose 56 million meals next month. NBC News warns that WIC, another key food aid program, also risks running dry, leaving millions of families, especially those with children, facing hunger and uncertainty. Advocates fear that without swift action, food insecurity could surge nationwide.
According to the SNAP tables published by the U.S. Department of Agriculture, the estimated annual costs for these states last year were as follows. Texas: $7.2 billion; Pennsylvania: $5.8 billion; Massachusetts: $2.3 billion; Oregon: $1.2 billion; and Arkansas: $0.7 billion.
NBC News said that state treasurers in Oregon and Massachusetts said they lack resources to cover SNAP costs. These treasurers should be ashamed of their public statements and be fired. If they cannot care for the most vulnerable, why are they even serving? As Chief Financial Officers of those states, their job is to move money around and delay payments for non-essential programs, such as environmental projects. Consider Oregon. Are we to believe that the state cannot somehow come up with $100 million for November in a $57 billion annual state budget?
If reallocation of money is not possible, why doesn't the state borrow on the Municipal Bond market? Many banks will be glad to lend these states money because paying back the principal is assured. The federal government will retroactively reimburse states for SNAP benefits from November 1st once the shutdown ends.
We did the math for Oregon's treasurer. The typical short-term municipal borrowing rate (as of late 2025) is about 4.0% on an annualized basis. For conservative budgeting, let's assume 3.5 % annualized. The monthly equivalent interest rate is about 0.2917%. The interest cost for one month is $100,000,000 × 0.002917≈$291,700. The underwriting, legal, and issuance fees amount to about 0.10 % of the total borrowed amount for such a minor, short-term issue. This would equal $100,000.
If Oregon borrowed $100 million for one month to fund SNAP, it would pay around $390,000 in total costs (roughly $13,000 per day) to keep the EBT cards for its most vulnerable populations charged up for the month. Salem, the state's capital, should ask its Portland protesters to go home and serve in those food pantries. Portland should reallocate overtime costs issued to law enforcement and contribute its fair share to the $13,000 fund each day.
Every state should take care of SNAP families. Period.
TIPP Curated
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📊 Market Mood — Tuesday, October 28, 2025
🟢 Markets Pause After Record Highs
U.S. stock futures held near the flatline as investors braced for a heavy week of earnings, Fed policy decisions, and U.S.–China trade talks. The major indices closed at fresh records on Monday, helped by optimism over an impending Trump–Xi summit that could ease tariff tensions.
🔵 Trump in Japan
On his Asian tour, President Donald Trump met Japan’s new Prime Minister Sanae Takaichi, signing a rare earth supply framework aimed at reducing dependence on China. Tokyo pledged $550 billion in U.S. investment, spanning shipbuilding, energy, and autos.
🟣 UnitedHealth Raises Forecast
Health insurer UnitedHealth Group beat earnings expectations and lifted its full-year outlook to at least $16.25 per share, citing easing medical costs and strong revenue growth. Shares jumped over 4% premarket.
🟠 Amazon Plans Massive Job Cuts
Amazon is reportedly set to cut up to 30,000 corporate roles, nearly 10% of its white-collar workforce, in its biggest downsizing since 2022. The move targets cost reduction amid AI-driven restructuring.
🟡 Gold Slides Below $4,000
Gold prices continued their retreat, down 1.6% to $3,916/oz, as easing trade fears and anticipation of a Fed rate cut dampened safe-haven demand. Despite the pullback, gold remains up more than 50% this year.
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🟨 Key Economic Events — Tuesday, October 28, 2025
🟧 CB Consumer Confidence (Oct)
Gauges how optimistic consumers feel about the economy, jobs, and spending prospects. A key indicator of household sentiment and future demand.

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